• I stay at Panvel Can I avail a loan?
• I stay in a rented house. Can I avail a loan?
• I work in a private company. Can I avail a loan?

In all above cases loans can be availed, as per locality / ownership of residence/business premises as per listing by various Bank/s

 

• I am doing business in steel. Can I avail a loan?
• I am into Media. Can I avail a loan?
• I am into Politics. Can I avail a loan?
• I am in Defence. Can I avail a loan?
• I am into stock business. Can I avail a loan?

In all above cases loans can be availed, as per listed business in various Bank/s

 

• Can I avail a loan? If there are cheque/EMI bounces?
• Can I avail a loan? If Average Balance is low/most of the dealing are in cash?
• Can I avail a loan? If my CIBIL score is low?

In all above cases loans can be availed, as per criteria listed by various Bank/s


• What is CIBIL rating?
It is a rating to indicate "credit worth" of an entity,before issuance of a loan.It considers
transactions & liabilities(like loans,OD,CC etc) in all bank account/s.It is maintained by
"Credit Information Bureo of (India) Ltd."

 

• How much time it takes to avail a loan?
Depending on the institute & type of product,it is as follows(typical):

a. Business loan:                          7-15 days
b: Working capital & projects loan: 3-4 weeks
c: Home loan:                              10-12 days
d: Mortgage loan:                         20-25 days
e: Car loan:                                 3-5 days
f: Personal loan:                           5-7 days

 
 

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